Call reports 2017
ARLO BANK — 2017
What ARLO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 28,143,000 | 27,989,000 | 28,814,000 | 43,092,000 |
| Total loans | 23,389,000 | 22,649,000 | 22,700,000 | 39,397,000 |
| Allowance for loan losses | 181,000 | 181,000 | 181,000 | 410,000 |
| Securities available for sale | 0 | 0 | 0 | 1,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,749,000 | 21,788,000 | 22,878,000 | 37,760,000 |
| Interest-bearing deposits | 21,361,000 | 21,392,000 | 22,090,000 | 37,228,000 |
| Noninterest-bearing deposits | 388,000 | 396,000 | 788,000 | 532,000 |
| Equity capital | 6,377,000 | 6,174,000 | 5,890,000 | 5,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 615,000 | 880,000 | 1,233,000 |
| Interest expense | 28,000 | 56,000 | 86,000 | 164,000 |
| Net interest income | 270,000 | 559,000 | 794,000 | 1,069,000 |
| Noninterest income | 7,000 | 18,000 | 28,000 | 14,000 |
| Noninterest expense | 539,000 | 1,042,000 | 1,569,000 | 2,174,000 |
| Provision for loan losses | -55,000 | -55,000 | -55,000 | 175,000 |
| Pretax income | -207,000 | -410,000 | -692,000 | -1,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -207,000 | -410,000 | -692,000 | -1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,339,000 | 6,136,000 | 5,852,000 | 5,280,000 |
| Total capital | 6,520,000 | 6,317,000 | 6,033,000 | 5,630,000 |
| Risk-weighted assets | 14,923,000 | 14,695,000 | 15,188,000 | 27,996,000 |