Call reports 2015
ARLO BANK — 2015
What ARLO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,740,000 | 33,253,000 | 32,846,000 | 31,945,000 |
| Total loans | 21,419,000 | 22,316,000 | 22,208,000 | 22,332,000 |
| Allowance for loan losses | 176,000 | 182,000 | 183,000 | 208,000 |
| Securities available for sale | 3,088,000 | 3,036,000 | 3,011,000 | 2,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,086,000 | 25,710,000 | 25,449,000 | 24,675,000 |
| Interest-bearing deposits | 26,774,000 | 25,367,000 | 25,103,000 | 24,441,000 |
| Noninterest-bearing deposits | 312,000 | 343,000 | 346,000 | 234,000 |
| Equity capital | 7,543,000 | 7,444,000 | 7,299,000 | 7,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 631,000 | 935,000 | 1,233,000 |
| Interest expense | 42,000 | 80,000 | 117,000 | 150,000 |
| Net interest income | 281,000 | 551,000 | 818,000 | 1,083,000 |
| Noninterest income | 5,000 | 26,000 | 21,000 | 60,000 |
| Noninterest expense | 438,000 | 812,000 | 1,238,000 | 1,588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -152,000 | -235,000 | -399,000 | -445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -152,000 | -235,000 | -399,000 | -445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,544,000 | 7,444,000 | 7,297,000 | 7,251,000 |
| Total capital | 7,720,000 | 7,626,000 | 7,480,000 | 7,443,000 |
| Risk-weighted assets | 16,944,000 | 16,687,000 | 16,610,000 | 15,396,000 |