Call reports 2013
ARLO BANK — 2013
What ARLO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,938,000 | 40,662,000 | 41,193,000 | 39,821,000 |
| Total loans | 28,271,000 | 26,433,000 | 25,082,000 | 24,201,000 |
| Allowance for loan losses | 392,000 | 389,000 | 371,000 | 376,000 |
| Securities available for sale | 1,012,000 | 1,008,000 | 3,008,000 | 3,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,934,000 | 32,634,000 | 33,169,000 | 31,824,000 |
| Interest-bearing deposits | 31,859,000 | 32,497,000 | 32,981,000 | 31,790,000 |
| Noninterest-bearing deposits | 75,000 | 137,000 | 188,000 | 34,000 |
| Equity capital | 7,934,000 | 7,972,000 | 7,970,000 | 7,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 838,000 | 1,223,000 | 1,605,000 |
| Interest expense | 82,000 | 131,000 | 198,000 | 261,000 |
| Net interest income | 338,000 | 707,000 | 1,025,000 | 1,344,000 |
| Noninterest income | 8,000 | 22,000 | 12,000 | 17,000 |
| Noninterest expense | 416,000 | 754,000 | 1,071,000 | 1,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -70,000 | -25,000 | -40,000 | -62,000 |
| Income tax | 0 | 0 | 0 | -22,000 |
| Net income | -70,000 | -25,000 | -40,000 | -40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,903,000 | 7,945,000 | 7,962,000 | 7,961,000 |
| Total capital | 8,157,000 | 8,190,000 | 8,201,000 | 8,185,000 |
| Risk-weighted assets | 20,166,000 | 19,524,000 | 19,023,000 | 17,695,000 |