Call reports 2009
FIRST SOUTHERN BANK — 2009
What FIRST SOUTHERN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 201,228,000 | 211,245,000 | 222,555,000 | 223,568,000 |
| Total loans | 169,888,000 | 180,134,000 | 184,043,000 | 184,936,000 |
| Allowance for loan losses | 2,485,000 | 2,633,000 | 2,863,000 | 2,407,000 |
| Securities available for sale | 13,931,000 | 13,465,000 | 14,431,000 | 22,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,709,000 | 192,934,000 | 200,867,000 | 204,406,000 |
| Interest-bearing deposits | 161,272,000 | 172,880,000 | 155,369,000 | 185,199,000 |
| Noninterest-bearing deposits | 16,437,000 | 20,054,000 | 45,498,000 | 19,207,000 |
| Equity capital | 16,688,000 | 17,490,000 | 17,953,000 | 18,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,793,000 | 8,791,000 | 11,875,000 |
| Interest expense | 1,001,000 | 1,938,000 | 2,847,000 | 3,698,000 |
| Net interest income | 1,860,000 | 3,855,000 | 5,944,000 | 8,177,000 |
| Noninterest income | 320,000 | 615,000 | 810,000 | 1,039,000 |
| Noninterest expense | 1,206,000 | 2,438,000 | 3,820,000 | 5,173,000 |
| Provision for loan losses | 388,000 | 538,000 | 788,000 | 1,163,000 |
| Pretax income | 681,000 | 1,612,000 | 2,275,000 | 3,006,000 |
| Income tax | 252,000 | 602,000 | 875,000 | 1,115,000 |
| Net income | 429,000 | 1,010,000 | 1,400,000 | 1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,474,000 | 17,268,000 | 17,672,000 | 18,176,000 |
| Total capital | 18,439,000 | 19,341,000 | 19,954,000 | 20,324,000 |
| Risk-weighted assets | 167,383,000 | 175,987,000 | 181,965,000 | 182,294,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUTHERN BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.