Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 181,763,000 | 175,186,000 | 181,439,000 | 186,076,000 |
| Total loans | 154,753,000 | 149,329,000 | 149,384,000 | 150,023,000 |
| Allowance for loan losses | 1,434,000 | 1,484,000 | 1,544,000 | 1,586,000 |
| Securities available for sale | 10,801,000 | 8,869,000 | 7,704,000 | 9,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,950,000 | 151,685,000 | 163,061,000 | 166,942,000 |
| Interest-bearing deposits | 115,780,000 | 109,542,000 | 126,114,000 | 130,530,000 |
| Noninterest-bearing deposits | 49,170,000 | 42,143,000 | 36,947,000 | 36,412,000 |
| Equity capital | 16,390,000 | 16,849,000 | 17,380,000 | 18,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,681,000 | 7,422,000 | 10,271,000 |
| Interest expense | 701,000 | 1,522,000 | 2,536,000 | 3,708,000 |
| Net interest income | 1,494,000 | 3,159,000 | 4,886,000 | 6,563,000 |
| Noninterest income | 142,000 | 283,000 | 414,000 | 558,000 |
| Noninterest expense | 1,087,000 | 2,313,000 | 3,508,000 | 4,862,000 |
| Provision for loan losses | 70,000 | 120,000 | 195,000 | 245,000 |
| Pretax income | 474,000 | 1,009,000 | 1,597,000 | 2,300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 1,009,000 | 1,597,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,815,000 | 17,215,000 | 17,669,000 | 18,372,000 |