Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 164,209,000 | 174,296,000 | 172,786,000 | 177,332,000 |
| Total loans | 120,324,000 | 136,733,000 | 146,423,000 | 153,104,000 |
| Allowance for loan losses | 1,060,000 | 1,264,000 | 1,324,000 | 1,364,000 |
| Securities available for sale | 11,958,000 | 11,770,000 | 11,666,000 | 11,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,624,000 | 154,888,000 | 156,047,000 | 157,820,000 |
| Interest-bearing deposits | 97,207,000 | 106,306,000 | 106,705,000 | 110,178,000 |
| Noninterest-bearing deposits | 48,417,000 | 48,582,000 | 49,342,000 | 47,642,000 |
| Equity capital | 14,817,000 | 15,604,000 | 15,874,000 | 16,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,822,000 | 4,598,000 | 6,659,000 |
| Interest expense | 127,000 | 332,000 | 609,000 | 1,084,000 |
| Net interest income | 1,163,000 | 2,490,000 | 3,989,000 | 5,575,000 |
| Noninterest income | 142,000 | 301,000 | 458,000 | 789,000 |
| Noninterest expense | 967,000 | 2,028,000 | 3,106,000 | 4,311,000 |
| Provision for loan losses | 105,000 | 309,000 | 370,000 | 409,000 |
| Pretax income | 242,000 | 457,000 | 975,000 | 1,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 457,000 | 975,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,102,000 | 16,090,000 | 16,475,000 | 16,983,000 |