Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,393,000 | 152,209,000 | 149,610,000 | 148,048,000 |
| Total loans | 99,123,000 | 101,231,000 | 96,844,000 | 92,372,000 |
| Allowance for loan losses | 965,000 | 908,000 | 909,000 | 915,000 |
| Securities available for sale | 12,882,000 | 12,883,000 | 11,543,000 | 11,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,253,000 | 127,819,000 | 124,846,000 | 131,071,000 |
| Interest-bearing deposits | 89,473,000 | 91,200,000 | 85,201,000 | 83,336,000 |
| Noninterest-bearing deposits | 37,780,000 | 36,619,000 | 39,645,000 | 47,735,000 |
| Equity capital | 13,045,000 | 13,107,000 | 13,540,000 | 14,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,247,000 | 4,843,000 | 6,313,000 |
| Interest expense | 303,000 | 544,000 | 748,000 | 905,000 |
| Net interest income | 1,372,000 | 2,703,000 | 4,095,000 | 5,408,000 |
| Noninterest income | 109,000 | 218,000 | 319,000 | 434,000 |
| Noninterest expense | 1,005,000 | 1,985,000 | 3,000,000 | 5,570,000 |
| Provision for loan losses | 125,000 | 125,000 | 126,000 | 132,000 |
| Pretax income | 340,000 | 803,000 | 1,280,000 | 136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 340,000 | 803,000 | 1,280,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,746,000 | 14,799,000 | 15,276,000 | 13,971,000 |