Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,209,000 | 125,335,000 | 122,862,000 | 121,245,000 |
| Total loans | 50,435,000 | 51,275,000 | 52,876,000 | 53,292,000 |
| Allowance for loan losses | 696,000 | 565,000 | 574,000 | 576,000 |
| Securities available for sale | 28,067,000 | 29,097,000 | 28,763,000 | 28,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,746,000 | 112,198,000 | 108,761,000 | 107,357,000 |
| Interest-bearing deposits | 83,336,000 | 82,822,000 | 79,795,000 | 79,882,000 |
| Noninterest-bearing deposits | 31,410,000 | 29,376,000 | 28,966,000 | 27,475,000 |
| Equity capital | 9,533,000 | 9,652,000 | 9,586,000 | 9,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 1,922,000 | 2,834,000 | 3,763,000 |
| Interest expense | 153,000 | 253,000 | 361,000 | 463,000 |
| Net interest income | 871,000 | 1,669,000 | 2,473,000 | 3,300,000 |
| Noninterest income | 72,000 | 212,000 | 288,000 | 371,000 |
| Noninterest expense | 683,000 | 1,390,000 | 2,108,000 | 2,851,000 |
| Provision for loan losses | -7,000 | 14,000 | 23,000 | 19,000 |
| Pretax income | 267,000 | 477,000 | 630,000 | 801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 477,000 | 630,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,598,000 | 11,698,000 | 11,636,000 | 11,478,000 |
| Total capital | 12,299,000 | 12,268,000 | 12,216,000 | 12,063,000 |
| Risk-weighted assets | 56,832,000 | 59,272,000 | 61,733,000 | 60,533,000 |