Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,405,000 | 128,874,000 | 133,664,000 | 138,271,000 |
| Total loans | 74,817,000 | 68,600,000 | 73,302,000 | 73,880,000 |
| Allowance for loan losses | 699,000 | 697,000 | 697,000 | 702,000 |
| Securities available for sale | 28,544,000 | 28,521,000 | 28,189,000 | 27,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,485,000 | 112,500,000 | 111,790,000 | 115,592,000 |
| Interest-bearing deposits | 81,782,000 | 80,739,000 | 80,908,000 | 80,919,000 |
| Noninterest-bearing deposits | 30,703,000 | 31,761,000 | 30,882,000 | 34,673,000 |
| Equity capital | 9,625,000 | 9,692,000 | 9,876,000 | 9,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,252,000 | 3,369,000 | 4,486,000 |
| Interest expense | 191,000 | 345,000 | 506,000 | 666,000 |
| Net interest income | 974,000 | 1,907,000 | 2,863,000 | 3,820,000 |
| Noninterest income | 77,000 | 148,000 | 220,000 | 303,000 |
| Noninterest expense | 645,000 | 1,330,000 | 2,004,000 | 2,734,000 |
| Provision for loan losses | 52,000 | 50,000 | 50,000 | 55,000 |
| Pretax income | 354,000 | 675,000 | 1,029,000 | 1,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 675,000 | 1,029,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,372,000 | 11,423,000 | 11,527,000 | 11,581,000 |
| Total capital | 12,074,000 | 12,123,000 | 12,227,000 | 12,287,000 |
| Risk-weighted assets | 82,893,000 | 76,451,000 | 81,307,000 | 79,372,000 |