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Call reports 2005

FIRST STATE BANK — 2005

What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4c1cf090-bd7b-41c9-a721-38b980c89d7b/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets65,724,00067,450,00065,867,00070,461,000
Total loans34,513,00029,723,00032,385,00034,883,000
Allowance for loan losses391,000406,000417,000419,000
Securities available for sale21,648,00023,750,00025,328,00025,927,000
Securities held to maturity0000
Trading assets0000
Total deposits57,511,00059,145,00057,543,00061,835,000
Interest-bearing deposits45,666,00045,020,00043,389,00044,585,000
Noninterest-bearing deposits11,845,00014,125,00014,154,00017,250,000
Equity capital8,004,0008,006,0008,007,0007,679,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income827,0001,647,0002,503,0003,445,000
Interest expense164,000350,000547,000771,000
Net interest income663,0001,297,0001,956,0002,674,000
Noninterest income65,000118,000205,000312,000
Noninterest expense449,000897,0001,356,0001,874,000
Provision for loan losses15,00030,00038,00040,000
Pretax income264,000488,000767,0001,072,000
Income tax0000
Net income264,000488,000767,0001,072,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital8,016,0008,060,0008,151,0007,932,000
Total capital8,408,0008,467,0008,570,0008,354,000
Risk-weighted assets41,727,00038,309,00040,047,00044,227,000

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