Call reports 2024
COMENITY CAPITAL BANK — 2024
What COMENITY CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 12,730,018,000 | 12,674,370,000 | 12,589,568,000 | 13,262,711,000 |
| Total loans | 10,723,837,000 | 10,598,928,000 | 10,964,420,000 | 11,530,708,000 |
| Allowance for loan losses | 1,354,584,000 | 1,308,770,000 | 1,363,868,000 | 1,396,743,000 |
| Securities available for sale | 94,077,000 | 95,513,000 | 97,123,000 | 91,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,525,543,000 | 9,526,270,000 | 9,708,845,000 | 9,883,800,000 |
| Interest-bearing deposits | 9,485,530,000 | 9,485,122,000 | 9,664,231,000 | 9,839,113,000 |
| Noninterest-bearing deposits | 40,013,000 | 41,148,000 | 44,614,000 | 44,687,000 |
| Equity capital | 1,986,909,000 | 2,015,120,000 | 1,856,987,000 | 1,854,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 707,324,000 | 1,388,418,000 | 2,114,198,000 | 2,826,712,000 |
| Interest expense | 124,828,000 | 247,965,000 | 372,804,000 | 496,008,000 |
| Net interest income | 582,496,000 | 1,140,453,000 | 1,741,394,000 | 2,330,704,000 |
| Noninterest income | 60,733,000 | 125,184,000 | 189,842,000 | 259,145,000 |
| Noninterest expense | 308,020,000 | 622,133,000 | 959,262,000 | 1,345,541,000 |
| Provision for loan losses | 199,763,000 | 401,825,000 | 679,948,000 | 952,297,000 |
| Pretax income | 135,185,000 | 241,408,000 | 292,633,000 | 292,349,000 |
| Income tax | 34,746,000 | 63,046,000 | 75,923,000 | 75,631,000 |
| Net income | 100,439,000 | 178,362,000 | 216,710,000 | 216,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,951,692,000 | 1,987,518,000 | 1,816,523,000 | 1,823,995,000 |
| Total capital | 2,104,952,000 | 2,138,081,000 | 1,972,183,000 | 1,986,767,000 |
| Risk-weighted assets | 11,143,020,000 | 10,970,367,000 | 11,328,167,000 | 11,871,345,000 |