Call reports 2022
COMENITY CAPITAL BANK — 2022
What COMENITY CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 10,317,827,000 | 11,270,925,000 | 11,810,844,000 | 14,890,468,000 |
| Total loans | 9,104,064,000 | 9,955,831,000 | 10,382,785,000 | 12,964,612,000 |
| Allowance for loan losses | 1,004,276,000 | 1,129,934,000 | 1,198,853,000 | 1,474,069,000 |
| Securities available for sale | 76,404,000 | 90,324,000 | 88,119,000 | 85,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,225,625,000 | 7,516,562,000 | 8,519,018,000 | 9,240,518,000 |
| Interest-bearing deposits | 7,197,904,000 | 7,485,816,000 | 8,481,751,000 | 9,198,831,000 |
| Noninterest-bearing deposits | 27,721,000 | 30,746,000 | 37,267,000 | 41,687,000 |
| Equity capital | 1,630,157,000 | 1,647,773,000 | 1,751,093,000 | 2,039,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 509,077,000 | 1,049,293,000 | 1,661,381,000 | 2,384,562,000 |
| Interest expense | 26,593,000 | 62,530,000 | 119,499,000 | 217,695,000 |
| Net interest income | 482,484,000 | 986,763,000 | 1,541,882,000 | 2,166,867,000 |
| Noninterest income | 51,671,000 | 112,110,000 | 171,838,000 | 255,373,000 |
| Noninterest expense | 234,362,000 | 510,748,000 | 785,060,000 | 1,152,736,000 |
| Provision for loan losses | 127,554,000 | 389,918,000 | 590,106,000 | 1,055,905,000 |
| Pretax income | 171,612,000 | 197,131,000 | 336,193,000 | 211,143,000 |
| Income tax | 48,040,000 | 53,693,000 | 86,717,000 | 48,496,000 |
| Net income | 123,572,000 | 143,438,000 | 249,476,000 | 162,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,811,342,000 | 1,816,133,000 | 1,925,328,000 | 2,102,545,000 |
| Total capital | 1,936,387,000 | 1,951,221,000 | 2,066,248,000 | 2,278,895,000 |
| Risk-weighted assets | 9,375,058,000 | 10,062,845,000 | 10,466,321,000 | 13,061,004,000 |