Call reports 2021
COMENITY CAPITAL BANK — 2021
What COMENITY CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 8,297,739,000 | 8,919,858,000 | 9,469,582,000 | 10,522,820,000 |
| Total loans | 7,410,422,000 | 7,799,521,000 | 8,270,218,000 | 9,175,351,000 |
| Allowance for loan losses | 868,330,000 | 804,583,000 | 861,070,000 | 985,740,000 |
| Securities available for sale | 82,025,000 | 89,293,000 | 88,658,000 | 86,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,559,998,000 | 6,417,448,000 | 6,826,472,000 | 7,393,036,000 |
| Interest-bearing deposits | 6,538,033,000 | 6,393,806,000 | 6,802,151,000 | 7,367,796,000 |
| Noninterest-bearing deposits | 21,965,000 | 23,642,000 | 24,321,000 | 25,240,000 |
| Equity capital | 1,088,778,000 | 1,208,182,000 | 1,284,136,000 | 1,509,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 393,018,000 | 797,557,000 | 1,245,629,000 | 1,740,784,000 |
| Interest expense | 35,400,000 | 68,050,000 | 98,470,000 | 127,531,000 |
| Net interest income | 357,618,000 | 729,507,000 | 1,147,159,000 | 1,613,253,000 |
| Noninterest income | 33,154,000 | 66,675,000 | 113,008,000 | 157,044,000 |
| Noninterest expense | 198,958,000 | 420,104,000 | 656,279,000 | 920,368,000 |
| Provision for loan losses | 57,676,000 | 83,907,000 | 215,036,000 | 430,890,000 |
| Pretax income | 133,817,000 | 291,792,000 | 388,179,000 | 418,278,000 |
| Income tax | 34,666,000 | 74,032,000 | 94,320,000 | 98,820,000 |
| Net income | 99,151,000 | 217,760,000 | 293,859,000 | 319,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,295,595,000 | 1,399,611,000 | 1,492,712,000 | 1,752,706,000 |
| Total capital | 1,396,202,000 | 1,504,314,000 | 1,604,047,000 | 1,876,907,000 |
| Risk-weighted assets | 7,585,730,000 | 7,965,322,000 | 8,460,176,000 | 9,408,838,000 |
Machine access — free, no API key
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