Call reports 2014
COMENITY CAPITAL BANK — 2014
What COMENITY CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,812,188,000 | 1,961,317,000 | 2,246,039,000 | 2,947,530,000 |
| Total loans | 1,622,423,000 | 1,768,414,000 | 2,045,417,000 | 2,639,001,000 |
| Allowance for loan losses | 93,871,000 | 101,608,000 | 107,551,000 | 128,230,000 |
| Securities available for sale | 16,552,000 | 20,948,000 | 21,571,000 | 25,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,108,745,000 | 1,237,641,000 | 1,594,604,000 | 2,085,532,000 |
| Interest-bearing deposits | 1,103,638,000 | 1,232,581,000 | 1,589,338,000 | 2,077,660,000 |
| Noninterest-bearing deposits | 5,107,000 | 5,060,000 | 5,266,000 | 7,872,000 |
| Equity capital | 241,878,000 | 255,056,000 | 296,874,000 | 385,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 81,045,000 | 164,693,000 | 261,436,000 | 377,313,000 |
| Interest expense | 4,569,000 | 9,275,000 | 14,303,000 | 21,186,000 |
| Net interest income | 76,476,000 | 155,418,000 | 247,133,000 | 356,127,000 |
| Noninterest income | 15,493,000 | 30,285,000 | 46,710,000 | 63,236,000 |
| Noninterest expense | 28,700,000 | 59,447,000 | 92,016,000 | 138,026,000 |
| Provision for loan losses | 27,230,000 | 53,172,000 | 77,360,000 | 120,512,000 |
| Pretax income | 36,039,000 | 73,084,000 | 124,467,000 | 160,825,000 |
| Income tax | 13,778,000 | 27,962,000 | 47,575,000 | 60,973,000 |
| Net income | 22,261,000 | 45,122,000 | 76,892,000 | 99,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,126,000 | 255,140,000 | 297,037,000 | 385,056,000 |
| Total capital | 264,089,000 | 278,934,000 | 324,442,000 | 420,486,000 |
| Risk-weighted assets | 1,685,116,000 | 1,825,715,000 | 2,112,244,000 | 2,741,585,000 |
Machine access — free, no API key
Every figure shown here about COMENITY CAPITAL BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.