Call reports 2008
COMENITY CAPITAL BANK — 2008
What COMENITY CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 178,777,000 | 184,574,000 | 194,533,000 | 295,356,000 |
| Total loans | 157,127,000 | 161,348,000 | 30,456,000 | 195,945,000 |
| Allowance for loan losses | 13,175,000 | 12,923,000 | 1,886,000 | 13,646,000 |
| Securities available for sale | 5,845,000 | 8,215,000 | 121,572,000 | 46,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,143,000 | 109,090,000 | 109,710,000 | 211,834,000 |
| Interest-bearing deposits | 100,300,000 | 108,300,000 | 108,900,000 | 211,000,000 |
| Noninterest-bearing deposits | 843,000 | 790,000 | 810,000 | 834,000 |
| Equity capital | 70,721,000 | 68,898,000 | 72,819,000 | 70,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,523,000 | 20,862,000 | 31,758,000 | 35,662,000 |
| Interest expense | 1,409,000 | 2,514,000 | 3,524,000 | 5,437,000 |
| Net interest income | 9,114,000 | 18,348,000 | 28,234,000 | 30,225,000 |
| Noninterest income | 702,000 | 1,215,000 | 10,611,000 | 19,479,000 |
| Noninterest expense | 5,239,000 | 10,361,000 | 15,484,000 | 20,670,000 |
| Provision for loan losses | 2,370,000 | 4,933,000 | 7,882,000 | 9,472,000 |
| Pretax income | 2,207,000 | 4,269,000 | 15,479,000 | 19,562,000 |
| Income tax | 859,000 | 1,658,000 | 5,959,000 | 7,542,000 |
| Net income | 1,348,000 | 2,611,000 | 9,520,000 | 12,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,135,000 | 65,091,000 | 70,756,000 | 63,005,000 |
| Total capital | 68,469,000 | 67,500,000 | 72,660,000 | 68,057,000 |
| Risk-weighted assets | 174,523,000 | 181,019,000 | 226,474,000 | 393,651,000 |
Machine access — free, no API key
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