Call reports 2007
COMENITY CAPITAL BANK — 2007
What COMENITY CAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 176,656,000 | 177,424,000 | 179,791,000 | 187,187,000 |
| Total loans | 148,489,000 | 150,123,000 | 155,753,000 | 162,574,000 |
| Allowance for loan losses | 19,780,000 | 17,844,000 | 17,464,000 | 13,954,000 |
| Securities available for sale | 10,276,000 | 10,492,000 | 7,609,000 | 7,225,000 |
| Securities held to maturity | 491,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,461,000 | 108,442,000 | 107,530,000 | 113,287,000 |
| Interest-bearing deposits | 103,800,000 | 107,800,000 | 106,700,000 | 112,300,000 |
| Noninterest-bearing deposits | 661,000 | 642,000 | 830,000 | 987,000 |
| Equity capital | 62,763,000 | 64,081,000 | 66,128,000 | 69,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,370,000 | 27,089,000 | 38,329,000 | 49,398,000 |
| Interest expense | 1,551,000 | 2,932,000 | 4,394,000 | 5,860,000 |
| Net interest income | 13,819,000 | 24,157,000 | 33,935,000 | 43,538,000 |
| Noninterest income | 274,000 | 571,000 | 1,301,000 | 2,191,000 |
| Noninterest expense | 5,640,000 | 10,997,000 | 16,017,000 | 21,475,000 |
| Provision for loan losses | 3,762,000 | 6,904,000 | 9,174,000 | 9,104,000 |
| Pretax income | 4,691,000 | 6,827,000 | 10,045,000 | 15,150,000 |
| Income tax | 1,802,000 | 2,631,000 | 3,847,000 | 5,809,000 |
| Net income | 2,889,000 | 4,196,000 | 6,198,000 | 9,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,622,000 | 54,511,000 | 57,980,000 | 63,179,000 |
| Total capital | 53,931,000 | 56,822,000 | 60,319,000 | 65,604,000 |
| Risk-weighted assets | 166,999,000 | 169,209,000 | 171,435,000 | 181,441,000 |
Machine access — free, no API key
Every figure shown here about COMENITY CAPITAL BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.