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Call reports 2006

COMENITY CAPITAL BANK — 2006

What COMENITY CAPITAL BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4c1ce53c-48e9-4782-be39-69566c101543/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets196,343,000187,886,000185,782,000193,427,000
Total loans172,581,000164,315,000159,686,000165,346,000
Allowance for loan losses22,480,00021,870,00021,274,00022,114,000
Securities available for sale20,156,00011,969,00013,947,00010,369,000
Securities held to maturity0491,000491,000491,000
Trading assets0000
Total deposits131,200,000125,175,000122,028,000123,949,000
Interest-bearing deposits131,200,000124,300,000121,300,000123,200,000
Noninterest-bearing deposits0875,000728,000749,000
Equity capital57,528,00057,282,00058,949,00059,829,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income10,754,00022,123,00036,142,00051,650,000
Interest expense1,559,0003,044,0004,566,0006,205,000
Net interest income9,195,00019,079,00031,576,00045,445,000
Noninterest income462,000581,0001,977,0002,255,000
Noninterest expense5,336,00011,742,00017,311,00023,450,000
Provision for loan losses-871,0003,127,0008,744,00015,630,000
Pretax income5,192,0004,791,0007,498,0008,620,000
Income tax1,988,0001,834,0002,873,0003,283,000
Net income3,204,0002,957,0004,625,0005,337,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital48,633,00041,231,00044,476,00046,737,000
Total capital51,253,00043,651,00046,881,00049,246,000
Risk-weighted assets189,830,000174,152,000173,492,000181,094,000

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