Call reports 2026
SOUTHEAST FIRST NATIONAL BANK — 2026
What SOUTHEAST FIRST NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 73,407,000 | 74,914,000 |
| Total loans | 20,634,000 | 18,923,000 |
| Allowance for loan losses | 333,000 | 337,000 |
| Securities available for sale | 1,454,000 | 1,461,000 |
| Securities held to maturity | 25,985,000 | 25,463,000 |
| Trading assets | 0 | 0 |
| Total deposits | 64,573,000 | 65,976,000 |
| Interest-bearing deposits | 48,570,000 | 50,794,000 |
| Noninterest-bearing deposits | 16,003,000 | 15,182,000 |
| Equity capital | 8,409,000 | 8,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 795,000 | 1,633,000 |
| Interest expense | 156,000 | 303,000 |
| Net interest income | 639,000 | 1,330,000 |
| Noninterest income | 18,000 | 37,000 |
| Noninterest expense | 462,000 | 999,000 |
| Provision for loan losses | 3,000 | 6,000 |
| Pretax income | 192,000 | 362,000 |
| Income tax | 33,000 | 72,000 |
| Net income | 159,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,421,000 | 8,552,000 |