Call reports 2025
SOUTHEAST FIRST NATIONAL BANK — 2025
What SOUTHEAST FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,642,000 | 68,392,000 | 69,113,000 | 70,414,000 |
| Total loans | 17,683,000 | 19,265,000 | 19,821,000 | 20,729,000 |
| Allowance for loan losses | 331,000 | 334,000 | 337,000 | 340,000 |
| Securities available for sale | 1,944,000 | 1,921,000 | 1,440,000 | 1,450,000 |
| Securities held to maturity | 22,593,000 | 23,557,000 | 24,101,000 | 24,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,898,000 | 59,538,000 | 60,033,000 | 61,511,000 |
| Interest-bearing deposits | 43,576,000 | 44,815,000 | 46,050,000 | 46,871,000 |
| Noninterest-bearing deposits | 15,322,000 | 14,723,000 | 13,983,000 | 14,640,000 |
| Equity capital | 8,321,000 | 8,426,000 | 8,574,000 | 8,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,427,000 | 2,193,000 | 3,006,000 |
| Interest expense | 189,000 | 372,000 | 551,000 | 726,000 |
| Net interest income | 465,000 | 1,055,000 | 1,642,000 | 2,280,000 |
| Noninterest income | 373,000 | 398,000 | 421,000 | 444,000 |
| Noninterest expense | 415,000 | 914,000 | 1,350,000 | 1,969,000 |
| Provision for loan losses | -287,000 | -284,000 | -281,000 | -278,000 |
| Pretax income | 710,000 | 823,000 | 994,000 | 1,033,000 |
| Income tax | 147,000 | 166,000 | 203,000 | 228,000 |
| Net income | 563,000 | 657,000 | 791,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,363,000 | 8,457,000 | 8,592,000 | 8,606,000 |