Call reports 2019
SOUTHEAST FIRST NATIONAL BANK — 2019
What SOUTHEAST FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,559,000 | 60,115,000 | 59,948,000 | 60,370,000 |
| Total loans | 16,139,000 | 19,937,000 | 18,714,000 | 17,096,000 |
| Allowance for loan losses | 246,000 | 246,000 | 246,000 | 248,000 |
| Securities available for sale | 6,297,000 | 6,355,000 | 6,372,000 | 5,389,000 |
| Securities held to maturity | 30,258,000 | 30,258,000 | 29,194,000 | 26,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,497,000 | 50,981,000 | 52,795,000 | 53,218,000 |
| Interest-bearing deposits | 41,871,000 | 41,483,000 | 42,621,000 | 43,456,000 |
| Noninterest-bearing deposits | 9,626,000 | 9,498,000 | 10,174,000 | 9,762,000 |
| Equity capital | 6,965,000 | 7,004,000 | 7,004,000 | 7,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,014,000 | 1,543,000 | 2,074,000 |
| Interest expense | 133,000 | 295,000 | 470,000 | 641,000 |
| Net interest income | 369,000 | 719,000 | 1,073,000 | 1,433,000 |
| Noninterest income | 29,000 | 61,000 | 91,000 | 129,000 |
| Noninterest expense | 316,000 | 707,000 | 1,103,000 | 1,492,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 9,000 |
| Pretax income | 79,000 | 67,000 | 54,000 | 61,000 |
| Income tax | 6,000 | 0 | 0 | -28,000 |
| Net income | 73,000 | 67,000 | 54,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,046,000 | 7,039,000 | 7,026,000 | 7,061,000 |
| Total capital | 7,292,000 | 7,285,000 | 7,272,000 | 7,309,000 |
| Risk-weighted assets | 22,668,000 | 25,954,000 | 20,710,000 | 21,346,000 |