Call reports 2017
SOUTHEAST FIRST NATIONAL BANK — 2017
What SOUTHEAST FIRST NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,023,000 | 59,159,000 | 55,862,000 | 57,599,000 |
| Total loans | 13,633,000 | 14,903,000 | 15,757,000 | 12,802,000 |
| Allowance for loan losses | 229,000 | 232,000 | 234,000 | 236,000 |
| Securities available for sale | 6,294,000 | 6,347,000 | 6,340,000 | 6,280,000 |
| Securities held to maturity | 31,361,000 | 30,361,000 | 30,360,000 | 30,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,187,000 | 52,212,000 | 48,916,000 | 50,681,000 |
| Interest-bearing deposits | 43,278,000 | 43,068,000 | 39,555,000 | 42,227,000 |
| Noninterest-bearing deposits | 8,909,000 | 9,144,000 | 9,361,000 | 8,454,000 |
| Equity capital | 6,744,000 | 6,804,000 | 6,800,000 | 6,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 854,000 | 1,290,000 | 1,737,000 |
| Interest expense | 48,000 | 98,000 | 157,000 | 217,000 |
| Net interest income | 356,000 | 756,000 | 1,133,000 | 1,520,000 |
| Noninterest income | 42,000 | 81,000 | 110,000 | 143,000 |
| Noninterest expense | 367,000 | 777,000 | 1,181,000 | 1,507,000 |
| Provision for loan losses | 3,000 | 6,000 | 8,000 | 10,000 |
| Pretax income | 28,000 | 54,000 | 54,000 | 146,000 |
| Income tax | 0 | 0 | 0 | -10,000 |
| Net income | 28,000 | 54,000 | 54,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,813,000 | 6,839,000 | 6,839,000 | 6,957,000 |
| Total capital | 7,042,000 | 7,071,000 | 7,066,000 | 7,193,000 |
| Risk-weighted assets | 19,918,000 | 21,134,000 | 18,144,000 | 19,027,000 |