Call reports 2015
SOUTHEAST FIRST NATIONAL BANK — 2015
What SOUTHEAST FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 60,469,000 | 57,748,000 | 55,437,000 | 55,209,000 |
| Total loans | 9,752,000 | 9,954,000 | 10,186,000 | 10,586,000 |
| Allowance for loan losses | 303,000 | 282,000 | 282,000 | 269,000 |
| Securities available for sale | 5,464,000 | 5,368,000 | 5,467,000 | 6,439,000 |
| Securities held to maturity | 35,736,000 | 35,737,000 | 35,738,000 | 30,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,685,000 | 50,960,000 | 48,507,000 | 48,289,000 |
| Interest-bearing deposits | 42,379,000 | 40,890,000 | 39,465,000 | 39,997,000 |
| Noninterest-bearing deposits | 11,306,000 | 10,070,000 | 9,042,000 | 8,292,000 |
| Equity capital | 6,644,000 | 6,624,000 | 6,720,000 | 6,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 877,000 | 1,294,000 | 1,731,000 |
| Interest expense | 44,000 | 88,000 | 134,000 | 174,000 |
| Net interest income | 396,000 | 789,000 | 1,160,000 | 1,557,000 |
| Noninterest income | 32,000 | 62,000 | 108,000 | 157,000 |
| Noninterest expense | 351,000 | 716,000 | 1,080,000 | 1,456,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 75,000 | 133,000 | 186,000 | 256,000 |
| Income tax | 25,000 | 40,000 | 62,000 | 46,000 |
| Net income | 50,000 | 93,000 | 124,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,665,000 | 6,708,000 | 6,739,000 | 6,825,000 |
| Total capital | 6,885,000 | 6,928,000 | 6,958,000 | 7,034,000 |
| Risk-weighted assets | 17,540,000 | 17,513,000 | 17,439,000 | 16,677,000 |