Call reports 2012
SOUTHEAST FIRST NATIONAL BANK — 2012
What SOUTHEAST FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,828,000 | 62,514,000 | 61,793,000 | 65,837,000 |
| Total loans | 13,682,000 | 13,831,000 | 13,515,000 | 12,920,000 |
| Allowance for loan losses | 255,000 | 265,000 | 277,000 | 289,000 |
| Securities available for sale | 3,923,000 | 2,921,000 | 4,503,000 | 2,496,000 |
| Securities held to maturity | 31,847,000 | 29,612,000 | 30,236,000 | 33,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,021,000 | 55,560,000 | 54,860,000 | 59,187,000 |
| Interest-bearing deposits | 51,746,000 | 48,666,000 | 48,634,000 | 52,848,000 |
| Noninterest-bearing deposits | 6,275,000 | 6,894,000 | 6,226,000 | 6,339,000 |
| Equity capital | 6,423,000 | 6,469,000 | 6,434,000 | 6,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,167,000 | 1,680,000 | 2,186,000 |
| Interest expense | 120,000 | 216,000 | 306,000 | 376,000 |
| Net interest income | 477,000 | 951,000 | 1,374,000 | 1,810,000 |
| Noninterest income | 35,000 | 94,000 | 149,000 | 189,000 |
| Noninterest expense | 380,000 | 800,000 | 1,213,000 | 1,642,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 45,000 |
| Pretax income | 117,000 | 215,000 | 275,000 | 312,000 |
| Income tax | 52,000 | 103,000 | 120,000 | 102,000 |
| Net income | 65,000 | 112,000 | 155,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,419,000 | 6,467,000 | 6,429,000 | 6,484,000 |
| Total capital | 6,674,000 | 6,716,000 | 6,679,000 | 6,732,000 |
| Risk-weighted assets | 20,601,000 | 19,924,000 | 19,957,000 | 19,820,000 |