Call reports 2025
FARMBANK — 2025
What FARMBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 78,117,000 | 77,864,000 | 78,641,000 |
| Total loans | 48,964,000 | 50,652,000 | 50,303,000 |
| Allowance for loan losses | 650,000 | 658,000 | 657,000 |
| Securities available for sale | 16,705,000 | 16,962,000 | 16,933,000 |
| Securities held to maturity | 793,000 | 792,000 | 791,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 71,895,000 | 71,919,000 | 72,896,000 |
| Interest-bearing deposits | 58,365,000 | 59,191,000 | 59,633,000 |
| Noninterest-bearing deposits | 13,530,000 | 12,728,000 | 13,263,000 |
| Equity capital | 4,414,000 | 4,614,000 | 4,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 1,011,000 | 2,072,000 | 3,217,000 |
| Interest expense | 460,000 | 901,000 | 1,349,000 |
| Net interest income | 551,000 | 1,171,000 | 1,868,000 |
| Noninterest income | 58,000 | 154,000 | 228,000 |
| Noninterest expense | 624,000 | 1,276,000 | 1,921,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 |
| Pretax income | -15,000 | 44,000 | 170,000 |
| Income tax | -11,000 | -5,000 | 17,000 |
| Net income | -4,000 | 49,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 5,990,000 | 6,043,000 | 6,146,000 |
| Total capital | 6,640,000 | 6,701,000 | 6,803,000 |
| Risk-weighted assets | 54,056,000 | 55,877,000 | 58,228,000 |