Call reports 2025
COMMUNITY PARTNERS SAVINGS BANK — 2025
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 285,125,000 | 287,333,000 | 282,518,000 | 288,935,000 |
| Total loans | 132,260,000 | 134,280,000 | 132,034,000 | 132,004,000 |
| Allowance for loan losses | 611,000 | 639,000 | 675,000 | 732,000 |
| Securities available for sale | 122,895,000 | 126,948,000 | 124,952,000 | 124,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,131,000 | 226,027,000 | 223,981,000 | 225,098,000 |
| Interest-bearing deposits | 207,763,000 | 203,011,000 | 198,280,000 | 199,868,000 |
| Noninterest-bearing deposits | 23,368,000 | 23,016,000 | 25,701,000 | 25,230,000 |
| Equity capital | 26,704,000 | 27,327,000 | 28,754,000 | 29,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,295,000 | 6,704,000 | 10,129,000 | 13,569,000 |
| Interest expense | 1,278,000 | 2,625,000 | 3,965,000 | 5,265,000 |
| Net interest income | 2,017,000 | 4,079,000 | 6,164,000 | 8,304,000 |
| Noninterest income | 192,000 | 463,000 | 783,000 | 1,035,000 |
| Noninterest expense | 2,063,000 | 4,053,000 | 5,852,000 | 7,778,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 195,000 |
| Pretax income | 142,000 | 444,000 | 985,000 | 1,357,000 |
| Income tax | -219,000 | -121,000 | -2,000 | 96,000 |
| Net income | 361,000 | 565,000 | 987,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,222,000 | 32,551,000 | 33,001,000 | 33,320,000 |
| Total capital | 32,833,000 | 33,190,000 | 33,676,000 | 34,051,000 |
| Risk-weighted assets | 137,924,000 | 142,155,000 | 139,629,000 | 140,350,000 |