Call reports 2024
COMMUNITY PARTNERS SAVINGS BANK — 2024
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 249,168,000 | 247,589,000 | 261,657,000 | 281,718,000 |
| Total loans | 124,411,000 | 124,050,000 | 122,029,000 | 134,489,000 |
| Allowance for loan losses | 859,000 | 878,000 | 893,000 | 622,000 |
| Securities available for sale | 92,797,000 | 97,487,000 | 104,838,000 | 114,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,737,000 | 203,416,000 | 207,236,000 | 232,164,000 |
| Interest-bearing deposits | 180,831,000 | 179,870,000 | 184,754,000 | 207,845,000 |
| Noninterest-bearing deposits | 24,906,000 | 23,546,000 | 22,482,000 | 24,319,000 |
| Equity capital | 18,976,000 | 19,163,000 | 21,705,000 | 24,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,702,000 | 5,502,000 | 8,414,000 | 11,491,000 |
| Interest expense | 1,138,000 | 2,362,000 | 3,644,000 | 4,973,000 |
| Net interest income | 1,564,000 | 3,140,000 | 4,770,000 | 6,518,000 |
| Noninterest income | 229,000 | 458,000 | 723,000 | 1,117,000 |
| Noninterest expense | 1,775,000 | 3,430,000 | 5,087,000 | 7,143,000 |
| Provision for loan losses | 29,000 | 52,000 | 67,000 | -260,000 |
| Pretax income | -9,000 | 115,000 | 339,000 | 739,000 |
| Income tax | -10,000 | 31,000 | 110,000 | 205,000 |
| Net income | 1,000 | 84,000 | 229,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,996,000 | 27,126,000 | 27,323,000 | 31,923,000 |
| Total capital | 27,855,000 | 28,004,000 | 28,216,000 | 32,545,000 |
| Risk-weighted assets | 130,767,000 | 131,289,000 | 130,194,000 | 143,176,000 |