Call reports 2023
COMMUNITY PARTNERS SAVINGS BANK — 2023
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 239,433,000 | 237,374,000 | 235,820,000 | 247,317,000 |
| Total loans | 116,287,000 | 116,271,000 | 120,108,000 | 125,596,000 |
| Allowance for loan losses | 971,000 | 875,000 | 853,000 | 859,000 |
| Securities available for sale | 88,560,000 | 88,743,000 | 84,170,000 | 88,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,777,000 | 205,484,000 | 203,354,000 | 203,178,000 |
| Interest-bearing deposits | 182,636,000 | 182,575,000 | 181,478,000 | 179,026,000 |
| Noninterest-bearing deposits | 26,141,000 | 22,909,000 | 21,876,000 | 24,152,000 |
| Equity capital | 19,358,000 | 18,410,000 | 16,471,000 | 19,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,382,000 | 6,802,000 | 9,390,000 |
| Interest expense | 573,000 | 1,308,000 | 2,186,000 | 3,237,000 |
| Net interest income | 1,562,000 | 3,074,000 | 4,616,000 | 6,153,000 |
| Noninterest income | 248,000 | 517,000 | 759,000 | 1,039,000 |
| Noninterest expense | 1,693,000 | 3,287,000 | 4,853,000 | 6,499,000 |
| Provision for loan losses | -30,000 | -50,000 | -50,000 | -26,000 |
| Pretax income | 103,000 | 310,000 | -597,000 | -451,000 |
| Income tax | 42,000 | 107,000 | -168,000 | -143,000 |
| Net income | 61,000 | 203,000 | -429,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,454,000 | 27,611,000 | 26,785,000 | 26,960,000 |
| Total capital | 28,425,000 | 28,486,000 | 27,638,000 | 27,819,000 |
| Risk-weighted assets | 118,901,000 | 119,788,000 | 124,962,000 | 129,941,000 |