Call reports 2022
COMMUNITY PARTNERS SAVINGS BANK — 2022
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 244,455,000 | 243,571,000 | 241,085,000 | 238,339,000 |
| Total loans | 121,734,000 | 119,102,000 | 120,060,000 | 119,288,000 |
| Allowance for loan losses | 1,161,000 | 1,084,000 | 1,054,000 | 977,000 |
| Securities available for sale | 90,215,000 | 92,019,000 | 87,357,000 | 86,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,534,000 | 209,584,000 | 209,624,000 | 207,703,000 |
| Interest-bearing deposits | 176,268,000 | 184,886,000 | 182,534,000 | 182,245,000 |
| Noninterest-bearing deposits | 23,266,000 | 24,698,000 | 27,090,000 | 25,458,000 |
| Equity capital | 22,347,000 | 20,085,000 | 17,548,000 | 18,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,970,000 | 3,913,000 | 5,991,000 | 8,095,000 |
| Interest expense | 179,000 | 387,000 | 687,000 | 1,132,000 |
| Net interest income | 1,791,000 | 3,526,000 | 5,304,000 | 6,963,000 |
| Noninterest income | 256,000 | 503,000 | 756,000 | 990,000 |
| Noninterest expense | 1,786,000 | 3,382,000 | 4,993,000 | 6,531,000 |
| Provision for loan losses | -30,000 | -60,000 | -90,000 | -120,000 |
| Pretax income | 290,000 | 705,000 | 1,155,000 | 1,529,000 |
| Income tax | 95,000 | 166,000 | 271,000 | 323,000 |
| Net income | 195,000 | 539,000 | 884,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,323,000 | 26,683,000 | 27,042,000 | 27,379,000 |
| Total capital | 27,484,000 | 27,767,000 | 28,096,000 | 28,356,000 |
| Risk-weighted assets | 121,742,000 | 121,423,000 | 123,808,000 | 122,161,000 |