Call reports 2021
COMMUNITY PARTNERS SAVINGS BANK — 2021
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 233,862,000 | 234,627,000 | 234,496,000 | 240,750,000 |
| Total loans | 127,582,000 | 126,014,000 | 124,011,000 | 123,387,000 |
| Allowance for loan losses | 1,312,000 | 1,236,000 | 1,253,000 | 1,253,000 |
| Securities available for sale | 68,606,000 | 77,936,000 | 75,895,000 | 85,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,992,000 | 191,365,000 | 189,983,000 | 198,521,000 |
| Interest-bearing deposits | 170,416,000 | 169,079,000 | 168,238,000 | 175,568,000 |
| Noninterest-bearing deposits | 23,576,000 | 22,286,000 | 21,745,000 | 22,953,000 |
| Equity capital | 25,000,000 | 26,218,000 | 26,135,000 | 26,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,373,000 | 6,432,000 | 8,344,000 |
| Interest expense | 253,000 | 478,000 | 687,000 | 882,000 |
| Net interest income | 1,838,000 | 3,895,000 | 5,745,000 | 7,462,000 |
| Noninterest income | 262,000 | 586,000 | 863,000 | 1,124,000 |
| Noninterest expense | 1,707,000 | 3,382,000 | 5,020,000 | 6,604,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 318,000 | 1,019,000 | 1,550,000 | 1,969,000 |
| Income tax | 81,000 | 219,000 | 338,000 | 440,000 |
| Net income | 237,000 | 800,000 | 1,212,000 | 1,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,780,000 | 25,357,000 | 25,786,000 | 26,114,000 |
| Total capital | 26,092,000 | 26,593,000 | 27,039,000 | 27,367,000 |
| Risk-weighted assets | 119,727,000 | 118,198,000 | 119,024,000 | 120,186,000 |