Call reports 2020
COMMUNITY PARTNERS SAVINGS BANK — 2020
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,906,000 | 220,020,000 | 223,649,000 | 227,169,000 |
| Total loans | 141,207,000 | 140,260,000 | 137,101,000 | 131,960,000 |
| Allowance for loan losses | 874,000 | 988,000 | 1,084,000 | 1,263,000 |
| Securities available for sale | 27,915,000 | 44,023,000 | 53,125,000 | 57,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,266,000 | 178,832,000 | 178,724,000 | 185,750,000 |
| Interest-bearing deposits | 156,443,000 | 161,241,000 | 160,708,000 | 164,751,000 |
| Noninterest-bearing deposits | 13,823,000 | 17,591,000 | 18,016,000 | 20,999,000 |
| Equity capital | 24,478,000 | 25,276,000 | 25,548,000 | 25,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,646,000 | 6,859,000 | 8,963,000 |
| Interest expense | 415,000 | 808,000 | 1,176,000 | 1,483,000 |
| Net interest income | 1,861,000 | 3,838,000 | 5,683,000 | 7,480,000 |
| Noninterest income | 272,000 | 600,000 | 962,000 | 1,354,000 |
| Noninterest expense | 1,683,000 | 3,246,000 | 4,844,000 | 6,430,000 |
| Provision for loan losses | 125,000 | 335,000 | 545,000 | 755,000 |
| Pretax income | 325,000 | 900,000 | 1,322,000 | 1,765,000 |
| Income tax | 80,000 | 133,000 | 253,000 | 367,000 |
| Net income | 245,000 | 767,000 | 1,069,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,340,000 | 23,880,000 | 24,193,000 | 24,530,000 |
| Total capital | 24,215,000 | 24,868,000 | 25,277,000 | 25,793,000 |
| Risk-weighted assets | 136,830,000 | 130,630,000 | 129,760,000 | 123,150,000 |