Call reports 2019
COMMUNITY PARTNERS SAVINGS BANK — 2019
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 203,315,000 | 204,011,000 | 202,847,000 | 202,070,000 |
| Total loans | 151,407,000 | 146,629,000 | 145,004,000 | 144,784,000 |
| Allowance for loan losses | 945,000 | 966,000 | 943,000 | 896,000 |
| Securities available for sale | 22,468,000 | 20,972,000 | 19,524,000 | 21,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,145,000 | 170,069,000 | 167,796,000 | 167,246,000 |
| Interest-bearing deposits | 156,588,000 | 157,016,000 | 154,336,000 | 154,531,000 |
| Noninterest-bearing deposits | 13,557,000 | 13,053,000 | 13,460,000 | 12,715,000 |
| Equity capital | 22,827,000 | 23,334,000 | 23,736,000 | 24,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,685,000 | 7,028,000 | 9,397,000 |
| Interest expense | 371,000 | 778,000 | 1,203,000 | 1,637,000 |
| Net interest income | 1,967,000 | 3,907,000 | 5,825,000 | 7,760,000 |
| Noninterest income | 196,000 | 472,000 | 744,000 | 1,049,000 |
| Noninterest expense | 1,687,000 | 3,310,000 | 4,863,000 | 6,483,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 465,000 |
| Pretax income | 371,000 | 859,000 | 1,391,000 | 1,861,000 |
| Income tax | 87,000 | 144,000 | 298,000 | 426,000 |
| Net income | 284,000 | 715,000 | 1,093,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,888,000 | 22,333,000 | 22,726,000 | 23,082,000 |
| Total capital | 22,837,000 | 23,303,000 | 23,675,000 | 23,983,000 |
| Risk-weighted assets | 135,559,000 | 131,073,000 | 129,711,000 | 130,438,000 |