Call reports 2018
COMMUNITY PARTNERS SAVINGS BANK — 2018
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,499,000 | 175,717,000 | 176,704,000 | 201,054,000 |
| Total loans | 137,002,000 | 137,436,000 | 135,559,000 | 152,552,000 |
| Allowance for loan losses | 795,000 | 807,000 | 808,000 | 876,000 |
| Securities available for sale | 20,789,000 | 19,770,000 | 18,885,000 | 23,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,826,000 | 146,341,000 | 146,068,000 | 168,129,000 |
| Interest-bearing deposits | 134,694,000 | 135,420,000 | 135,015,000 | 155,668,000 |
| Noninterest-bearing deposits | 17,132,000 | 10,921,000 | 11,053,000 | 12,461,000 |
| Equity capital | 17,655,000 | 17,842,000 | 18,050,000 | 22,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,757,000 | 5,685,000 | 7,852,000 |
| Interest expense | 260,000 | 547,000 | 847,000 | 1,192,000 |
| Net interest income | 1,616,000 | 3,210,000 | 4,838,000 | 6,660,000 |
| Noninterest income | 211,000 | 409,000 | 630,000 | 917,000 |
| Noninterest expense | 1,466,000 | 2,862,000 | 4,266,000 | 5,882,000 |
| Provision for loan losses | 174,000 | 324,000 | 462,000 | 603,000 |
| Pretax income | 187,000 | 433,000 | 740,000 | 1,092,000 |
| Income tax | 5,000 | 72,000 | 151,000 | 240,000 |
| Net income | 182,000 | 361,000 | 589,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,637,000 | 17,817,000 | 18,049,000 | 21,590,000 |
| Total capital | 18,432,000 | 18,625,000 | 18,858,000 | 22,466,000 |
| Risk-weighted assets | 122,049,000 | 122,147,000 | 120,948,000 | 135,871,000 |