Call reports 2017
COMMUNITY PARTNERS SAVINGS BANK — 2017
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 182,714,000 | 185,140,000 | 183,488,000 | 178,650,000 |
| Total loans | 134,926,000 | 134,961,000 | 136,952,000 | 138,350,000 |
| Allowance for loan losses | 719,000 | 754,000 | 778,000 | 793,000 |
| Securities available for sale | 23,961,000 | 23,094,000 | 21,813,000 | 22,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,519,000 | 157,392,000 | 157,516,000 | 152,514,000 |
| Interest-bearing deposits | 138,734,000 | 139,811,000 | 140,137,000 | 135,353,000 |
| Noninterest-bearing deposits | 16,785,000 | 17,581,000 | 17,379,000 | 17,161,000 |
| Equity capital | 17,227,000 | 17,473,000 | 17,619,000 | 17,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,575,000 | 5,404,000 | 7,257,000 |
| Interest expense | 239,000 | 483,000 | 729,000 | 978,000 |
| Net interest income | 1,531,000 | 3,092,000 | 4,675,000 | 6,279,000 |
| Noninterest income | 121,000 | 350,000 | 524,000 | 742,000 |
| Noninterest expense | 1,445,000 | 2,798,000 | 4,142,000 | 5,463,000 |
| Provision for loan losses | 150,000 | 346,000 | 583,000 | 789,000 |
| Pretax income | 28,000 | 269,000 | 445,000 | 740,000 |
| Income tax | -18,000 | 14,000 | 63,000 | 362,000 |
| Net income | 46,000 | 255,000 | 382,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,132,000 | 17,370,000 | 17,475,000 | 17,472,000 |
| Total capital | 17,855,000 | 18,127,000 | 18,258,000 | 18,269,000 |
| Risk-weighted assets | 120,031,000 | 120,424,000 | 121,976,000 | 122,968,000 |