Call reports 2016
COMMUNITY PARTNERS SAVINGS BANK — 2016
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,778,000 | 175,114,000 | 174,678,000 | 175,321,000 |
| Total loans | 128,632,000 | 133,244,000 | 135,366,000 | 135,845,000 |
| Allowance for loan losses | 714,000 | 787,000 | 713,000 | 698,000 |
| Securities available for sale | 26,798,000 | 25,568,000 | 23,920,000 | 23,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,477,000 | 148,315,000 | 147,629,000 | 146,933,000 |
| Interest-bearing deposits | 134,701,000 | 136,757,000 | 136,671,000 | 135,904,000 |
| Noninterest-bearing deposits | 10,776,000 | 11,558,000 | 10,958,000 | 11,029,000 |
| Equity capital | 16,641,000 | 16,886,000 | 17,045,000 | 17,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,424,000 | 5,154,000 | 6,922,000 |
| Interest expense | 253,000 | 485,000 | 719,000 | 958,000 |
| Net interest income | 1,440,000 | 2,939,000 | 4,435,000 | 5,964,000 |
| Noninterest income | 207,000 | 446,000 | 678,000 | 887,000 |
| Noninterest expense | 1,441,000 | 2,754,000 | 4,106,000 | 5,455,000 |
| Provision for loan losses | 105,000 | 180,000 | 325,000 | 450,000 |
| Pretax income | 130,000 | 480,000 | 711,000 | 975,000 |
| Income tax | 20,000 | 125,000 | 206,000 | 279,000 |
| Net income | 110,000 | 355,000 | 505,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,573,000 | 16,746,000 | 16,894,000 | 17,096,000 |
| Total capital | 17,287,000 | 17,533,000 | 17,607,000 | 17,794,000 |
| Risk-weighted assets | 113,625,000 | 117,424,000 | 119,359,000 | 119,853,000 |