Call reports 2015
COMMUNITY PARTNERS SAVINGS BANK — 2015
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,477,000 | 155,488,000 | 170,464,000 | 174,579,000 |
| Total loans | 95,073,000 | 102,815,000 | 118,453,000 | 126,434,000 |
| Allowance for loan losses | 546,000 | 559,000 | 596,000 | 710,000 |
| Securities available for sale | 34,885,000 | 28,709,000 | 37,738,000 | 31,761,000 |
| Securities held to maturity | 11,762,000 | 12,288,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,629,000 | 122,272,000 | 138,975,000 | 143,259,000 |
| Interest-bearing deposits | 119,030,000 | 114,191,000 | 125,949,000 | 131,645,000 |
| Noninterest-bearing deposits | 7,599,000 | 8,081,000 | 13,026,000 | 11,614,000 |
| Equity capital | 16,335,000 | 16,389,000 | 16,583,000 | 16,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,802,000 | 4,371,000 | 6,025,000 |
| Interest expense | 223,000 | 418,000 | 602,000 | 805,000 |
| Net interest income | 1,160,000 | 2,384,000 | 3,769,000 | 5,220,000 |
| Noninterest income | 157,000 | 355,000 | 606,000 | 829,000 |
| Noninterest expense | 1,192,000 | 2,359,000 | 3,843,000 | 5,183,000 |
| Provision for loan losses | 32,000 | 78,000 | 184,000 | 289,000 |
| Pretax income | 93,000 | 387,000 | 441,000 | 669,000 |
| Income tax | 24,000 | 105,000 | 91,000 | 160,000 |
| Net income | 69,000 | 282,000 | 350,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,041,000 | 16,256,000 | 16,302,000 | 16,466,000 |
| Total capital | 16,587,000 | 16,815,000 | 16,898,000 | 17,176,000 |
| Risk-weighted assets | 85,831,000 | 92,141,000 | 106,297,000 | 113,341,000 |