Call reports 2014
COMMUNITY PARTNERS SAVINGS BANK — 2014
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,194,000 | 158,545,000 | 158,021,000 | 153,757,000 |
| Total loans | 86,406,000 | 90,069,000 | 91,961,000 | 93,555,000 |
| Allowance for loan losses | 576,000 | 576,000 | 586,000 | 530,000 |
| Securities available for sale | 48,878,000 | 42,834,000 | 41,135,000 | 35,619,000 |
| Securities held to maturity | 11,572,000 | 11,926,000 | 12,153,000 | 11,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,420,000 | 126,125,000 | 126,905,000 | 126,347,000 |
| Interest-bearing deposits | 122,510,000 | 120,017,000 | 120,129,000 | 119,538,000 |
| Noninterest-bearing deposits | 6,910,000 | 6,108,000 | 6,776,000 | 6,809,000 |
| Equity capital | 15,747,000 | 15,827,000 | 16,007,000 | 16,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,811,000 | 4,223,000 | 5,627,000 |
| Interest expense | 255,000 | 512,000 | 755,000 | 994,000 |
| Net interest income | 1,146,000 | 2,299,000 | 3,468,000 | 4,633,000 |
| Noninterest income | 202,000 | 402,000 | 584,000 | 771,000 |
| Noninterest expense | 1,180,000 | 2,313,000 | 3,407,000 | 4,533,000 |
| Provision for loan losses | 16,000 | 33,000 | 49,000 | 81,000 |
| Pretax income | 153,000 | 422,000 | 658,000 | 912,000 |
| Income tax | 32,000 | 114,000 | 177,000 | 220,000 |
| Net income | 121,000 | 308,000 | 481,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,378,000 | 15,561,000 | 15,738,000 | 15,949,000 |
| Total capital | 15,954,000 | 16,137,000 | 16,324,000 | 16,479,000 |
| Risk-weighted assets | 82,054,000 | 85,304,000 | 87,443,000 | 87,985,000 |