Call reports 2013
COMMUNITY PARTNERS SAVINGS BANK — 2013
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 154,950,000 | 153,307,000 | 156,909,000 | 153,435,000 |
| Total loans | 82,515,000 | 84,934,000 | 85,927,000 | 86,624,000 |
| Allowance for loan losses | 663,000 | 633,000 | 597,000 | 575,000 |
| Securities available for sale | 48,915,000 | 45,782,000 | 46,676,000 | 43,514,000 |
| Securities held to maturity | 9,846,000 | 9,765,000 | 9,748,000 | 8,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,836,000 | 122,786,000 | 125,672,000 | 125,960,000 |
| Interest-bearing deposits | 121,561,000 | 117,687,000 | 119,843,000 | 119,423,000 |
| Noninterest-bearing deposits | 5,275,000 | 5,099,000 | 5,829,000 | 6,537,000 |
| Equity capital | 15,139,000 | 15,296,000 | 15,332,000 | 15,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,757,000 | 4,114,000 | 5,515,000 |
| Interest expense | 291,000 | 529,000 | 818,000 | 1,089,000 |
| Net interest income | 1,109,000 | 2,228,000 | 3,296,000 | 4,426,000 |
| Noninterest income | 203,000 | 410,000 | 627,000 | 831,000 |
| Noninterest expense | 1,059,000 | 2,251,000 | 3,343,000 | 4,373,000 |
| Provision for loan losses | 0 | 8,000 | 19,000 | 35,000 |
| Pretax income | 301,000 | 444,000 | 626,000 | 922,000 |
| Income tax | 126,000 | -39,000 | 6,000 | 94,000 |
| Net income | 175,000 | 483,000 | 620,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,588,000 | 14,897,000 | 15,043,000 | 15,255,000 |
| Total capital | 15,251,000 | 15,530,000 | 15,640,000 | 15,830,000 |
| Risk-weighted assets | 78,069,000 | 79,294,000 | 80,377,000 | 80,518,000 |