Call reports 2012
COMMUNITY PARTNERS SAVINGS BANK — 2012
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 123,234,000 | 121,952,000 | 149,682,000 | 150,992,000 |
| Total loans | 64,043,000 | 62,623,000 | 82,811,000 | 81,849,000 |
| Allowance for loan losses | 626,000 | 657,000 | 652,000 | 669,000 |
| Securities available for sale | 42,939,000 | 40,982,000 | 42,136,000 | 47,208,000 |
| Securities held to maturity | 7,943,000 | 8,620,000 | 9,792,000 | 9,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,933,000 | 99,756,000 | 121,952,000 | 121,660,000 |
| Interest-bearing deposits | 97,234,000 | 96,240,000 | 117,184,000 | 117,021,000 |
| Noninterest-bearing deposits | 3,699,000 | 3,516,000 | 4,768,000 | 4,639,000 |
| Equity capital | 12,275,000 | 12,481,000 | 14,739,000 | 14,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,466,000 | 3,733,000 | 5,144,000 |
| Interest expense | 321,000 | 629,000 | 940,000 | 1,265,000 |
| Net interest income | 941,000 | 1,837,000 | 2,793,000 | 3,879,000 |
| Noninterest income | 138,000 | 300,000 | 604,000 | 826,000 |
| Noninterest expense | 796,000 | 1,634,000 | 2,657,000 | 3,571,000 |
| Provision for loan losses | 38,000 | 69,000 | 83,000 | 100,000 |
| Pretax income | 245,000 | 493,000 | 771,000 | 1,148,000 |
| Income tax | 82,000 | 142,000 | 245,000 | 331,000 |
| Net income | 163,000 | 351,000 | 526,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,750,000 | 11,936,000 | 14,143,000 | 14,415,000 |
| Total capital | 12,376,000 | 12,593,000 | 14,795,000 | 15,084,000 |
| Risk-weighted assets | 63,302,000 | 62,811,000 | 76,460,000 | 75,993,000 |