Call reports 2011
COMMUNITY PARTNERS SAVINGS BANK — 2011
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,435,000 | 121,041,000 | 121,792,000 | 122,169,000 |
| Total loans | 59,518,000 | 60,904,000 | 61,964,000 | 64,162,000 |
| Allowance for loan losses | 653,000 | 660,000 | 656,000 | 609,000 |
| Securities available for sale | 40,891,000 | 40,835,000 | 43,419,000 | 41,396,000 |
| Securities held to maturity | 5,941,000 | 6,987,000 | 6,977,000 | 7,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,918,000 | 97,727,000 | 99,293,000 | 99,820,000 |
| Interest-bearing deposits | 93,665,000 | 93,768,000 | 95,628,000 | 96,072,000 |
| Noninterest-bearing deposits | 3,253,000 | 3,959,000 | 3,665,000 | 3,748,000 |
| Equity capital | 11,540,000 | 11,585,000 | 11,867,000 | 11,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,584,000 | 3,855,000 | 5,133,000 |
| Interest expense | 415,000 | 819,000 | 1,198,000 | 1,551,000 |
| Net interest income | 859,000 | 1,765,000 | 2,657,000 | 3,582,000 |
| Noninterest income | 132,000 | 270,000 | 402,000 | 653,000 |
| Noninterest expense | 682,000 | 1,478,000 | 2,191,000 | 3,030,000 |
| Provision for loan losses | 28,000 | 57,000 | 86,000 | 193,000 |
| Pretax income | 312,000 | 568,000 | 874,000 | 1,138,000 |
| Income tax | 111,000 | 171,000 | 288,000 | 370,000 |
| Net income | 201,000 | 397,000 | 586,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,029,000 | 11,226,000 | 11,417,000 | 11,591,000 |
| Total capital | 11,682,000 | 11,886,000 | 12,073,000 | 12,200,000 |
| Risk-weighted assets | 58,247,000 | 59,854,000 | 60,895,000 | 63,008,000 |