Call reports 2010
COMMUNITY PARTNERS SAVINGS BANK — 2010
What COMMUNITY PARTNERS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,379,000 | 113,094,000 | 115,122,000 | 117,757,000 |
| Total loans | 60,079,000 | 61,332,000 | 60,861,000 | 60,142,000 |
| Allowance for loan losses | 640,000 | 665,000 | 623,000 | 660,000 |
| Securities available for sale | 39,638,000 | 40,475,000 | 42,229,000 | 41,792,000 |
| Securities held to maturity | 2,385,000 | 2,414,000 | 2,839,000 | 4,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,482,000 | 93,227,000 | 94,067,000 | 97,580,000 |
| Interest-bearing deposits | 88,959,000 | 88,836,000 | 90,695,000 | 93,920,000 |
| Noninterest-bearing deposits | 4,523,000 | 4,391,000 | 3,372,000 | 3,660,000 |
| Equity capital | 10,720,000 | 10,897,000 | 11,128,000 | 11,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,729,000 | 4,070,000 | 5,415,000 |
| Interest expense | 460,000 | 909,000 | 1,354,000 | 1,799,000 |
| Net interest income | 918,000 | 1,820,000 | 2,716,000 | 3,616,000 |
| Noninterest income | 77,000 | 195,000 | 321,000 | 508,000 |
| Noninterest expense | 656,000 | 1,482,000 | 2,179,000 | 2,880,000 |
| Provision for loan losses | 59,000 | 104,000 | 149,000 | 188,000 |
| Pretax income | 280,000 | 464,000 | 744,000 | 1,109,000 |
| Income tax | 136,000 | 132,000 | 240,000 | 355,000 |
| Net income | 144,000 | 332,000 | 504,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,221,000 | 10,406,000 | 10,578,000 | 10,828,000 |
| Total capital | 10,862,000 | 11,071,000 | 11,201,000 | 11,488,000 |
| Risk-weighted assets | 57,315,000 | 56,989,000 | 58,311,000 | 58,581,000 |