Call reports 2019
E*TRADE SAVINGS BANK — 2019
What E*TRADE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,600,548,000 | 3,688,282,000 | 3,821,662,000 | 3,991,575,000 |
| Total loans | 281,469,000 | 303,958,000 | 220,817,000 | 225,517,000 |
| Allowance for loan losses | 311,000 | 253,000 | 48,000 | 0 |
| Securities available for sale | 3,448,045,000 | 2,155,142,000 | 2,564,851,000 | 2,513,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,930,626,000 | 1,970,498,000 | 2,085,501,000 | 2,253,895,000 |
| Interest-bearing deposits | 3,899,414,000 | 1,951,537,000 | 2,065,566,000 | 2,225,649,000 |
| Noninterest-bearing deposits | 31,212,000 | 18,961,000 | 19,935,000 | 28,246,000 |
| Equity capital | 1,661,274,000 | 1,709,137,000 | 1,722,847,000 | 1,723,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 25,367,000 | 48,571,000 | 68,940,000 | 88,385,000 |
| Interest expense | 3,499,000 | 6,710,000 | 7,683,000 | 8,097,000 |
| Net interest income | 21,868,000 | 41,861,000 | 61,257,000 | 80,288,000 |
| Noninterest income | 16,975,000 | 32,691,000 | 48,566,000 | 63,397,000 |
| Noninterest expense | 25,467,000 | 54,139,000 | 75,619,000 | 98,568,000 |
| Provision for loan losses | 66,000 | 34,000 | -211,000 | -259,000 |
| Pretax income | 13,956,000 | -6,777,000 | 7,399,000 | 18,695,000 |
| Income tax | 3,564,000 | -1,689,000 | 1,591,000 | 6,612,000 |
| Net income | 10,392,000 | -5,088,000 | 5,808,000 | 12,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,469,198,000 | 1,458,006,000 | 1,471,607,000 | 1,480,185,000 |
| Total capital | 1,469,509,000 | 1,458,259,000 | 1,471,655,000 | 1,480,185,000 |
| Risk-weighted assets | 815,158,000 | 625,583,000 | 691,053,000 | 658,759,000 |