Call reports 2018
E*TRADE SAVINGS BANK — 2018
What E*TRADE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,704,072,000 | 5,738,248,000 | 5,654,317,000 | 5,675,591,000 |
| Total loans | 1,046,870,000 | 210,353,000 | 436,470,000 | 297,225,000 |
| Allowance for loan losses | 253,000 | 256,000 | 512,000 | 276,000 |
| Securities available for sale | 4,298,865,000 | 4,330,550,000 | 3,535,983,000 | 3,591,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,281,580,000 | 4,143,721,000 | 4,079,206,000 | 4,046,491,000 |
| Interest-bearing deposits | 4,281,580,000 | 4,143,721,000 | 4,055,253,000 | 4,020,875,000 |
| Noninterest-bearing deposits | 0 | 0 | 23,953,000 | 25,616,000 |
| Equity capital | 1,411,232,000 | 1,575,483,000 | 1,565,302,000 | 1,619,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 26,776,000 | 54,678,000 | 80,820,000 | 107,458,000 |
| Interest expense | 220,000 | 1,568,000 | 4,018,000 | 7,327,000 |
| Net interest income | 26,556,000 | 53,110,000 | 76,802,000 | 100,131,000 |
| Noninterest income | 0 | 13,722,000 | 29,184,000 | 46,317,000 |
| Noninterest expense | 15,762,000 | 47,406,000 | 73,622,000 | 101,626,000 |
| Provision for loan losses | -419,000 | -396,000 | -125,000 | -419,000 |
| Pretax income | 11,213,000 | 21,773,000 | 12,159,000 | 26,999,000 |
| Income tax | 3,063,000 | 6,709,000 | 2,515,000 | 6,250,000 |
| Net income | 8,150,000 | 15,064,000 | 9,644,000 | 20,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,521,653,000 | 1,445,186,000 | 1,442,379,000 | 1,455,742,000 |
| Total capital | 1,521,906,000 | 1,445,442,000 | 1,442,891,000 | 1,456,018,000 |
| Risk-weighted assets | 1,045,032,000 | 890,979,000 | 866,460,000 | 859,546,000 |