Call reports 2017
E*TRADE SAVINGS BANK — 2017
What E*TRADE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,894,106,000 | 1,942,318,000 | 2,827,660,000 | 4,317,253,000 |
| Total loans | 421,149,000 | 382,541,000 | 622,081,000 | 1,108,363,000 |
| Allowance for loan losses | 594,000 | 522,000 | 628,000 | 673,000 |
| Securities available for sale | 1,450,661,000 | 1,539,017,000 | 2,175,820,000 | 3,161,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,677,806,000 | 1,724,769,000 | 2,115,399,000 | 3,449,235,000 |
| Interest-bearing deposits | 1,677,806,000 | 1,724,769,000 | 2,115,399,000 | 3,449,235,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 204,340,000 | 211,627,000 | 707,633,000 | 859,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,366,000 | 19,283,000 | 29,731,000 | 46,953,000 |
| Interest expense | 40,000 | 80,000 | 124,000 | 188,000 |
| Net interest income | 9,326,000 | 19,203,000 | 29,607,000 | 46,765,000 |
| Noninterest income | 0 | -96,000 | -66,000 | -81,000 |
| Noninterest expense | 4,963,000 | 10,847,000 | 17,564,000 | 26,596,000 |
| Provision for loan losses | -48,000 | 118,000 | -441,000 | -300,000 |
| Pretax income | 4,411,000 | 8,142,000 | 12,418,000 | 20,519,000 |
| Income tax | 1,712,000 | 3,159,000 | 4,847,000 | 17,900,000 |
| Net income | 2,699,000 | 4,983,000 | 7,571,000 | 2,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,072,000 | 231,356,000 | 733,944,000 | 903,993,000 |
| Total capital | 229,666,000 | 231,878,000 | 734,572,000 | 904,666,000 |
| Risk-weighted assets | 329,810,000 | 328,654,000 | 507,999,000 | 813,620,000 |