Call reports 2016
E*TRADE SAVINGS BANK — 2016
What E*TRADE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,825,712,000 | 1,839,609,000 | 1,883,829,000 | 1,860,827,000 |
| Total loans | 255,843,000 | 298,710,000 | 375,234,000 | 441,251,000 |
| Allowance for loan losses | 742,000 | 699,000 | 734,000 | 677,000 |
| Securities available for sale | 1,555,559,000 | 1,532,462,000 | 1,501,266,000 | 1,394,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,614,218,000 | 1,614,186,000 | 1,650,380,000 | 1,651,808,000 |
| Interest-bearing deposits | 1,614,218,000 | 1,614,186,000 | 1,650,380,000 | 1,651,808,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 202,117,000 | 219,518,000 | 225,353,000 | 198,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,316,000 | 18,790,000 | 27,536,000 | 36,704,000 |
| Interest expense | 40,000 | 80,000 | 121,000 | 162,000 |
| Net interest income | 9,276,000 | 18,710,000 | 27,415,000 | 36,542,000 |
| Noninterest income | 0 | -130,000 | -96,000 | -85,000 |
| Noninterest expense | 4,148,000 | 8,272,000 | 12,504,000 | 17,647,000 |
| Provision for loan losses | 362,000 | 177,000 | 38,000 | -315,000 |
| Pretax income | 6,547,000 | 11,912,000 | 18,048,000 | 22,396,000 |
| Income tax | 2,510,000 | 4,570,000 | 6,988,000 | 8,725,000 |
| Net income | 4,037,000 | 7,342,000 | 11,060,000 | 13,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,741,000 | 220,046,000 | 223,764,000 | 226,373,000 |
| Total capital | 217,483,000 | 220,745,000 | 224,498,000 | 227,050,000 |
| Risk-weighted assets | 375,586,000 | 315,667,000 | 324,601,000 | 325,139,000 |