Call reports 2015
E*TRADE SAVINGS BANK — 2015
What E*TRADE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,119,970,000 | 1,190,945,000 | 1,177,931,000 | 1,893,566,000 |
| Total loans | 249,594,000 | 353,242,000 | 243,649,000 | 339,432,000 |
| Allowance for loan losses | 787,000 | 528,000 | 366,000 | 468,000 |
| Securities available for sale | 861,789,000 | 829,310,000 | 924,813,000 | 1,531,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,388,000 | 988,816,000 | 973,879,000 | 1,702,561,000 |
| Interest-bearing deposits | 918,388,000 | 988,816,000 | 973,879,000 | 1,702,561,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 200,339,000 | 199,482,000 | 200,118,000 | 184,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,965,000 | 9,602,000 | 13,867,000 | 21,928,000 |
| Interest expense | 22,000 | 46,000 | 70,000 | 172,000 |
| Net interest income | 4,943,000 | 9,556,000 | 13,797,000 | 21,756,000 |
| Noninterest income | 0 | -25,000 | -57,000 | 45,000 |
| Noninterest expense | 2,461,000 | 4,698,000 | 8,135,000 | 11,135,000 |
| Provision for loan losses | -129,000 | -457,000 | -582,000 | -448,000 |
| Pretax income | 2,611,000 | 5,290,000 | 8,557,000 | 13,485,000 |
| Income tax | 1,001,000 | 1,007,000 | 2,214,000 | 4,061,000 |
| Net income | 1,610,000 | 4,283,000 | 6,343,000 | 9,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,892,000 | 207,565,000 | 209,625,000 | 211,995,000 |
| Total capital | 205,679,000 | 208,093,000 | 209,991,000 | 212,463,000 |
| Risk-weighted assets | 237,953,000 | 250,290,000 | 246,234,000 | 392,720,000 |