Call reports 2014
E*TRADE SAVINGS BANK — 2014
What E*TRADE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,106,424,000 | 1,140,766,000 | 1,133,437,000 | 1,135,134,000 |
| Total loans | 389,402,000 | 280,947,000 | 255,089,000 | 242,817,000 |
| Allowance for loan losses | 2,272,000 | 2,554,000 | 1,077,000 | 1,128,000 |
| Securities available for sale | 702,845,000 | 847,515,000 | 863,830,000 | 881,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 909,615,000 | 946,153,000 | 941,159,000 | 937,246,000 |
| Interest-bearing deposits | 909,615,000 | 946,153,000 | 941,159,000 | 937,246,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 189,822,000 | 193,272,000 | 190,780,000 | 196,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,018,000 | 11,734,000 | 17,069,000 | 22,367,000 |
| Interest expense | 22,000 | 46,000 | 70,000 | 93,000 |
| Net interest income | 5,996,000 | 11,688,000 | 16,999,000 | 22,274,000 |
| Noninterest income | -2,000 | 36,000 | -2,000 | -12,000 |
| Noninterest expense | 2,547,000 | 5,113,000 | 7,691,000 | 10,231,000 |
| Provision for loan losses | 1,246,000 | 1,578,000 | 349,000 | 648,000 |
| Pretax income | 2,535,000 | 5,894,000 | 9,882,000 | 13,178,000 |
| Income tax | 975,000 | 2,303,000 | 3,772,000 | 5,202,000 |
| Net income | 1,560,000 | 3,591,000 | 6,110,000 | 7,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,878,000 | 198,898,000 | 201,417,000 | 203,283,000 |
| Total capital | 198,150,000 | 201,452,000 | 202,494,000 | 204,411,000 |
| Risk-weighted assets | 311,216,000 | 240,161,000 | 249,926,000 | 242,027,000 |