Call reports 2013
E*TRADE SAVINGS BANK — 2013
What E*TRADE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,372,265,000 | 1,419,737,000 | 1,087,160,000 | 1,102,216,000 |
| Total loans | 459,124,000 | 450,980,000 | 337,995,000 | 372,621,000 |
| Allowance for loan losses | 14,982,000 | 12,320,000 | 9,956,000 | 8,775,000 |
| Securities available for sale | 915,172,000 | 959,622,000 | 739,745,000 | 718,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,175,260,000 | 1,229,792,000 | 892,940,000 | 911,162,000 |
| Interest-bearing deposits | 1,175,260,000 | 1,229,792,000 | 892,940,000 | 911,162,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 192,382,000 | 184,595,000 | 187,356,000 | 184,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,691,000 | 14,332,000 | 21,432,000 | 27,589,000 |
| Interest expense | 27,000 | 57,000 | 88,000 | 110,000 |
| Net interest income | 6,664,000 | 14,275,000 | 21,344,000 | 27,479,000 |
| Noninterest income | 14,000 | -89,000 | -139,000 | -152,000 |
| Noninterest expense | 4,817,000 | 8,500,000 | 12,178,000 | 14,766,000 |
| Provision for loan losses | -222,000 | -2,755,000 | -4,678,000 | -4,738,000 |
| Pretax income | 2,394,000 | 9,709,000 | 14,973,000 | 18,567,000 |
| Income tax | 886,000 | 3,351,000 | 5,304,000 | 7,033,000 |
| Net income | 1,508,000 | 6,358,000 | 9,669,000 | 11,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,912,000 | 184,505,000 | 185,214,000 | 191,102,000 |
| Total capital | 184,491,000 | 189,195,000 | 189,236,000 | 195,104,000 |
| Risk-weighted assets | 355,942,000 | 367,595,000 | 315,799,000 | 315,369,000 |