Call reports 2012
E*TRADE SAVINGS BANK — 2012
What E*TRADE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,977,661,000 | 1,880,139,000 | 2,091,363,000 | 986,375,000 |
| Total loans | 355,500,000 | 345,617,000 | 632,265,000 | 294,279,000 |
| Allowance for loan losses | 22,603,000 | 22,333,000 | 23,849,000 | 16,882,000 |
| Securities available for sale | 1,632,067,000 | 1,546,440,000 | 1,472,926,000 | 692,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,784,978,000 | 1,663,395,000 | 1,884,812,000 | 705,237,000 |
| Interest-bearing deposits | 1,784,978,000 | 1,663,395,000 | 1,884,812,000 | 705,237,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 176,986,000 | 186,358,000 | 195,288,000 | 188,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,073,000 | 26,549,000 | 39,234,000 | 46,095,000 |
| Interest expense | 204,000 | 417,000 | 628,000 | 693,000 |
| Net interest income | 12,869,000 | 26,132,000 | 38,606,000 | 45,402,000 |
| Noninterest income | -438,000 | -307,000 | 61,000 | 439,000 |
| Noninterest expense | 6,491,000 | 13,424,000 | 20,617,000 | 24,643,000 |
| Provision for loan losses | 156,000 | 1,231,000 | 4,757,000 | 116,000 |
| Pretax income | 9,626,000 | 22,587,000 | 27,428,000 | 45,378,000 |
| Income tax | 3,642,000 | 8,741,000 | 10,652,000 | 17,563,000 |
| Net income | 5,984,000 | 13,846,000 | 16,776,000 | 27,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,944,000 | 169,805,000 | 172,735,000 | 179,358,000 |
| Total capital | 168,859,000 | 176,578,000 | 179,674,000 | 183,836,000 |
| Risk-weighted assets | 537,539,000 | 526,309,000 | 538,192,000 | 345,840,000 |