Call reports 2025
FIRST NATIONAL BANK OF PULASKI — 2025
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,429,849,000 | 1,445,653,000 | 1,453,924,000 | 1,501,598,000 |
| Total loans | 972,996,000 | 996,992,000 | 1,016,498,000 | 1,012,432,000 |
| Allowance for loan losses | 12,696,000 | 12,999,000 | 13,341,000 | 13,208,000 |
| Securities available for sale | 259,948,000 | 257,760,000 | 256,211,000 | 262,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,284,785,000 | 1,295,640,000 | 1,293,762,000 | 1,341,367,000 |
| Interest-bearing deposits | 981,005,000 | 986,268,000 | 994,021,000 | 1,036,132,000 |
| Noninterest-bearing deposits | 303,780,000 | 309,372,000 | 299,741,000 | 305,235,000 |
| Equity capital | 127,781,000 | 133,517,000 | 141,781,000 | 142,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,654,000 | 38,265,000 | 58,475,000 | 78,764,000 |
| Interest expense | 7,069,000 | 13,923,000 | 20,837,000 | 27,828,000 |
| Net interest income | 11,585,000 | 24,342,000 | 37,638,000 | 50,936,000 |
| Noninterest income | 1,464,000 | 2,819,000 | 4,364,000 | 6,064,000 |
| Noninterest expense | 7,194,000 | 14,717,000 | 22,412,000 | 30,600,000 |
| Provision for loan losses | 85,000 | 1,165,000 | 1,492,000 | 1,867,000 |
| Pretax income | 5,636,000 | 11,135,000 | 18,005,000 | 24,474,000 |
| Income tax | 1,334,000 | 2,594,000 | 4,220,000 | 5,803,000 |
| Net income | 4,302,000 | 8,541,000 | 13,785,000 | 18,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,526,000 | 159,209,000 | 163,898,000 | 163,062,000 |