Call reports 2023
FIRST NATIONAL BANK OF PULASKI — 2023
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,313,647,000 | 1,312,355,000 | 1,301,021,000 | 1,331,950,000 |
| Total loans | 827,061,000 | 855,884,000 | 872,231,000 | 895,358,000 |
| Allowance for loan losses | 12,532,000 | 12,407,000 | 12,358,000 | 12,343,000 |
| Securities available for sale | 302,018,000 | 289,665,000 | 274,625,000 | 278,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,203,181,000 | 1,201,807,000 | 1,189,660,000 | 1,206,947,000 |
| Interest-bearing deposits | 875,076,000 | 889,170,000 | 881,597,000 | 904,420,000 |
| Noninterest-bearing deposits | 328,105,000 | 312,637,000 | 308,063,000 | 302,527,000 |
| Equity capital | 94,686,000 | 95,206,000 | 93,687,000 | 106,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,903,000 | 29,232,000 | 45,140,000 | 62,004,000 |
| Interest expense | 3,088,000 | 7,116,000 | 12,215,000 | 18,333,000 |
| Net interest income | 10,815,000 | 22,116,000 | 32,925,000 | 43,671,000 |
| Noninterest income | 1,651,000 | 3,085,000 | 4,587,000 | 6,157,000 |
| Noninterest expense | 7,010,000 | 14,190,000 | 21,183,000 | 28,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,700,000 | 11,465,000 | 16,958,000 | 22,480,000 |
| Income tax | 1,381,000 | 2,732,000 | 4,019,000 | 5,325,000 |
| Net income | 4,319,000 | 8,733,000 | 12,939,000 | 17,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,624,000 | 131,039,000 | 135,245,000 | 139,460,000 |